Kim Z Gardner

July is wedding season and might bring up memories of your wedding. We offer insurance for personal articles policies and would love to talk to you about insuring your wedding ring or other valuable items such as art, jewelry, and personal computers.

“State Farm is the leading insurer in Virginia! A heartfelt THANK YOU to our incredible customers for choosing us with your auto insurance needs. Having insurance is not the same as having State Farm.”

Welcome to our website! With a State Farm heritage spanning three generations, I am proud to be celebrating my 25th year as a State Farm agent this October. Our office assists customers in Madison Heights, Monroe, Amherst, and Lynchburg and we are pleased to have customers from all the surrounding counties including Amherst, Nelson, Campbell, and Bedford. We do business anywhere in the state and we do business the way YOU want to do business- call, click or stop in. We have a friendly, professional and hands on customer service approach.

Our State Farm agency offers a comprehensive range of insurance products to safeguard what matters to you most. Let us help protect your auto, home, business, RV, ATV, or boat which are all backed by our award-winning claims service.

In addition, we offer options for your life, health, and retirement needs. Call us today for a free quote or ask us any questions you may have!