Life Insurance in and around Madison Heights
Get insured for what matters to you
Life happens. Don't wait.

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- Madison Heights
- Amherst
- Lynchburg
- Monroe
- Forest
- Lovingtson
- Bedford
- Amherst County
- Nelson County
Protect Those You Love Most
One of the greatest ways you can protect your loved ones is by taking the steps to be prepared. As pained as thinking about this may make you feel, it's good to make sure you have life insurance to prepare for the unexpected.
Get insured for what matters to you
Life happens. Don't wait.

Put Those Worries To Rest
The beneficiary designated in your Life insurance policy can help meet important needs for the ones you hold dear when you pass away. The death benefit can help with things such as college tuition, childcare costs or future savings. With State Farm, you can rely on us to be there when it's needed most, while also providing understanding, responsible service.
When you and your family are insured by State Farm, you might sleep well at night knowing that even if the worst comes to pass, your loved ones may be protected. Call or go online now and discover how State Farm agent Kim Z Gardner can help meet your life insurance needs.
Have More Questions About Life Insurance?
Call Kim Z at (434) 528-2845 or visit our FAQ page.
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- Explore estate and end-of-life planning tools.
Simple Insights®
Tips for managing life insurance after divorce
Tips for managing life insurance after divorce
Not sure how a divorce will affect your life insurance policy? Consider these tips for managing your insurance policies after divorce.
Irrevocable life insurance trust for a single person
Irrevocable life insurance trust for a single person
Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.

Kim Z Gardner
State Farm® Insurance Agent
Simple Insights®
Tips for managing life insurance after divorce
Tips for managing life insurance after divorce
Not sure how a divorce will affect your life insurance policy? Consider these tips for managing your insurance policies after divorce.
Irrevocable life insurance trust for a single person
Irrevocable life insurance trust for a single person
Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.