Insurance in and around Madison Heights
Bundle policies and save serious dollars
Cover what's most important

Would you like to create a personalized quote?
- Madison Heights
- Amherst
- Lynchburg
- Monroe
- Forest
- Lovingtson
- Bedford
- Amherst County
- Nelson County
It’s All About You
Life is often unpredictable. We understand your want to help protect what matters most. With State Farm insurance, you can develop a Personalized Price Plan® that's right for you, your loved ones, and the life you've built. Contact agent Kim Z Gardner for more information on safe driving rewards, and bundling options and discounts.
Bundle policies and save serious dollars
Cover what's most important

We’re There When You Need Us Most
Want to know why State Farm is the largest insurer of automobiles and homes in the U.S.? Great insurance coverage options, competitive prices, easy claims and excellent service might have a lot to do with it. Or maybe you're looking to help secure your family's financial future. Let us help you ease that burden. The unmatched strength of State Farm Life Insurance, a wide range of products and Personalized Price Plans; it's a great value and smart choice.
Simple Insights®
Wood stove and space heater safety
Wood stove and space heater safety
Learn how to keep your family safe and warm with these recommended safety tips.
Is a natural gas detector worth it?
Is a natural gas detector worth it?
Natural gas detectors can alert you and your family of odorless and dangerous leaks.

Kim Z Gardner
State Farm® Insurance AgentSimple Insights®
Wood stove and space heater safety
Wood stove and space heater safety
Learn how to keep your family safe and warm with these recommended safety tips.
Is a natural gas detector worth it?
Is a natural gas detector worth it?
Natural gas detectors can alert you and your family of odorless and dangerous leaks.