Insurance in and around Madison Heights
A variety of coverage options to help meet your needs
Protect what matters most

Would you like to create a personalized quote?
- Madison Heights
- Amherst
- Lynchburg
- Monroe
- Forest
- Lovingtson
- Bedford
- Amherst County
- Nelson County
Tried And True Insurance Customizable To Fit You
You’ve worked hard to get to where you are. But life can sometimes throw the unexpected at you. Let State Farm® insurance help protect you, your loved ones and the life you’ve built. Develop a coverage plan that protects what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts, you can create a solution that’s right for you. Contact Kim Z Gardner today for a Personalized Price Plan.
A variety of coverage options to help meet your needs
Protect what matters most

Got A Plan? Let Us Help You Get There
As the largest insurer of automobiles and homes in the U.S., State Farm is equipped and experienced when it comes to helping you protect the life you've built with great claims service, competitive prices and excellent service.
Simple Insights®
Should you DIY your move or hire someone?
Should you DIY your move or hire someone?
Moves can vary in price — and effort. We walk you through your options, from DIY to full-service professional movers, and provide recommendations for when to opt for each.
National Animal Poison Prevention Week: What you need to know
National Animal Poison Prevention Week: What you need to know
Poison Prevention Week isn’t just about humans. Protect dogs and cats at home with these simple tips for identifying and preventing toxic ingestion in pets.

Kim Z Gardner
State Farm® Insurance AgentSimple Insights®
Should you DIY your move or hire someone?
Should you DIY your move or hire someone?
Moves can vary in price — and effort. We walk you through your options, from DIY to full-service professional movers, and provide recommendations for when to opt for each.
National Animal Poison Prevention Week: What you need to know
National Animal Poison Prevention Week: What you need to know
Poison Prevention Week isn’t just about humans. Protect dogs and cats at home with these simple tips for identifying and preventing toxic ingestion in pets.