Insurance in and around Madison Heights
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Great insurance and a great value

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- Madison Heights
- Amherst
- Lynchburg
- Monroe
- Forest
- Lovingtson
- Bedford
- Amherst County
- Nelson County
Tried And True Insurance Customizable To Fit You
We can help you create a Personal Price Plan® to help protect what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts*, develop your coverage to meet your specific needs. Contact Kim Z Gardner for a Personalized Price Plan.
Need insurance? We got you.
Great insurance and a great value

Insurance For Every Step Of The Way
Need RV, Motorcycle, Auto, Business insurance or all four? Those are just a few of the excellent options that State Farm can provide. State Farm is a smart choice for a great value, and one you don't want to miss.
Simple Insights®
Steps to start a small business
Steps to start a small business
Starting a small business can be exciting and challenging. Use this guide to help turn your idea into a successful business.
Help control your home monitoring system with your smartphone
Help control your home monitoring system with your smartphone
The latest generation of smart home monitoring goes far beyond smoke detection and intrusion alerts.

Kim Z Gardner
State Farm® Insurance AgentSimple Insights®
Steps to start a small business
Steps to start a small business
Starting a small business can be exciting and challenging. Use this guide to help turn your idea into a successful business.
Help control your home monitoring system with your smartphone
Help control your home monitoring system with your smartphone
The latest generation of smart home monitoring goes far beyond smoke detection and intrusion alerts.