Kim Z Gardner

College Basketball is in full swing, but don't let insurance add to the madness. Take control of your insurance needs by contacting our office today. We specialize in simplifying your life with a personalized Personal Price Plan that protects you, your family, and your assets. From Auto and Home insurance to Business, Motorcycle, and Boat coverage, we've got you covered. Let us make insurance simple and easy for you. Reach out to us now to get started!

Welcome to our website! With a State Farm heritage spanning three generations, I am proud to be celebrating 45 years with State Farm. We help customers across the state not just in Madison Heights, Monroe, Amherst, Lynchburg, and surrounding counties. That includes Amherst, Nelson, Campbell, and Bedford.

We do business the way YOU want to do business- call, click or stop in. We have a friendly, professional and hands on customer service approach.

Our State Farm agency offers a comprehensive range of insurance products to safeguard what matters to you most. Let us help protect your auto, home, business, RV, ATV, or boat which are all backed by our award-winning claims service.

In addition, we offer options for your life, health, and retirement needs. Call us today for a free quote or ask us any questions you may have!