Kim Z Gardner

Spring is here, and we're ready to help you protect what matters most! It's all about new beginnings, and we've got your back. Whether you need to freshen up your insurance coverage or make sure you're protected, we're here to help you make the most of this season of growth and renewal. Give us a shout – call, text, email, or swing by our office – and let's review your coverage together. Don't miss out on the exciting opportunities this spring has in store

Welcome to our website! With a State Farm heritage spanning three generations, I am proud to be celebrating my 25th year as a State Farm agent this October. Our office assists customers in Madison Heights, Monroe, Amherst, and Lynchburg and we are pleased to have customers from all the surrounding counties including Amherst, Nelson, Campbell, and Bedford. We do business anywhere in the state and we do business the way YOU want to do business- call, click or stop in. We have a friendly, professional and hands on customer service approach.

Our State Farm agency offers a comprehensive range of insurance products to safeguard what matters to you most. Let us help protect your auto, home, business, RV, ATV, or boat which are all backed by our award-winning claims service.

In addition, we offer options for your life, health, and retirement needs. Call us today for a free quote or ask us any questions you may have!