Kim Z Gardner

Crisp Autumn mornings, Pumpkin Spice, and Pumpkin Carving! It’s that time of year. As the leaves change, it's the perfect time to review your insurance coverage. Call, text or email my office and my team and I will create a Personal Price Plan just for you! We can cover your insurance needs from home to car to life...and more.

“State Farm is the leading insurer in Virginia! A heartfelt THANK YOU to our incredible customers for choosing us with your auto insurance needs. Having insurance is not the same as having State Farm.”

Welcome to our website! With a State Farm heritage spanning three generations, I am proud to be celebrating 45 years with State Farm this month. Our office assists customers all over the state not just customers in Madison Heights, Monroe, Amherst, and Lynchburg, and surrounding counties including Amherst, Nelson, Campbell, and Bedford. We do business the way YOU want to do business- call, click or stop in. We have a friendly, professional and hands on customer service approach.

Our State Farm agency offers a comprehensive range of insurance products to safeguard what matters to you most. Let us help protect your auto, home, business, RV, ATV, or boat which are all backed by our award-winning claims service.

In addition, we offer options for your life, health, and retirement needs. Call us today for a free quote or ask us any questions you may have!